20 across
Tense
morning
working
for
Europeans
(12)
Tense morning working for Europeans (12)
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The definition is at the end of the clue.
How the clue works
Right, so Europeans is your definition — Montenegrins, folk from Montenegro. That "working" is the anagram indicator, telling you to shuffle the letters of "Tense morning" about, and lo and behold that gives you the answer.