27 across
Hotel
California
charges
old
person
(5)
Hotel California charges old person (5)
hints
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checks
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The definition is at the end of the clue.
How the clue works
The definition is old person, an Incan being a member of the ancient Inca people. Here "hotel" gives INN and "California" gives CA, with "charges" as the container indicator telling us to tuck CA inside INN to get IN-CA-N.