28 across
Local,
having
no
cash,
in
the
clear
(8)
Local, having no cash, in the clear (8)
hints
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The definition is at the end of the clue.
How the clue works
Right, so in the clear at the end is the definition — free from guilt, innocent. For the wordplay, "local" gives you INN (that's your pub), then "no cash" splits into O for nothing and CENT as a unit of money, so you stick INN, O and CENT together to build the answer.