16 across
9
having
afternoon
in
bed
(4)
9 having afternoon in bed (4)
hints
0
checks
0
hints
The definition is at the beginning of the clue.
How the clue works
The 9 having refers to what the answer to 9 across (CAKE) has — a coat (a covering of icing). The wordplay puts A (afternoon) inside COT (bed) to make CO-A-T.