3 down
Mark’s
house
settlement’s
not
finished
(9)
Mark’s house settlement’s not finished (9)
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The definition is at the beginning of the clue.
How the clue works
The definition is Mark — a semicolon being a punctuation mark, of course. Take SEMI, which is a type of house, then add COLON, which comes from COLONY (a settlement) with its last letter lopped off for "not finished".