22 across
Vicar
on
lake,
musing
(7)
Vicar on lake, musing (7)
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The definition is at the end of the clue.
How the clue works
The definition is musing — a daydream. For the wordplay, you've got REV (your vicar, short for Reverend) placed right before ERIE (that's one of the Great Lakes), and the two slot together neatly to give you your answer.