10 across
Group
of
houses
close
to
off-licence,
say
(6)
Group of houses close to off-licence, say (6)
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The definition is at the beginning of the clue.
How the clue works
The definition is Group of houses, pointing you to a housing estate. You get there by taking E, the last letter of "off-licence" (that's "close to" doing its job), and sticking it in front of STATE, meaning "say" as in to declare something, giving you E plus STATE.