9 across
Old
fellow
at
French
guest-house
outside
of
Exeter
(9)
Old fellow at French guest-house outside of Exeter (9)
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The definition is at the beginning of the clue.
How the clue works
The definition is Old fellow — a retired person, your pensioner. PENSION (a French guest-house) wraps around ER (the outside letters of Exeter) to give you the full nine letters.